Question 1

Is this platform free to use?

Accepted Answer

Yes, our core educational content, guides, and tools are completely free for everyone.

Question 2

Do you offer paid 1-on-1 consulting?

Accepted Answer

Currently, we focus on self-serve education. We plan to introduce a directory of vetted fee-only advisors soon.

Question 3

How do you calculate loan eligibility?

Accepted Answer

We use standard bank formulas based on your specialized income, existing obligations, and credit score.

Question 4

Can I trust the loan offers listed here?

Accepted Answer

We do not list direct loan offers. We provide the knowledge to evaluate offers you receive from banks.

Question 5

Why do you recommend term insurance over endowment?

Accepted Answer

Term insurance provides high cover for low premium, purely for protection. Endowment plans mix insurance with investment, often offering poor returns on both.

Question 6

What is a claim settlement ratio?

Accepted Answer

It is the percentage of claims an insurance company has paid out versus the total claims received.

Frequently Asked Questions

General

Is this platform free to use?

Do you offer paid 1-on-1 consulting?

Banking & Loans

How do you calculate loan eligibility?

Can I trust the loan offers listed here?

Insurance

Why do you recommend term insurance over endowment?

What is a claim settlement ratio?

Frequently Asked Questions

General

Is this platform free to use?

Do you offer paid 1-on-1 consulting?

Banking & Loans

How do you calculate loan eligibility?

Can I trust the loan offers listed here?

Insurance

Why do you recommend term insurance over endowment?

What is a claim settlement ratio?